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Checking and Savings
Business Rates
Select a section:
Business Checking Rates
Rates Effective: 5/18/2025
| Product | Balance | Interest Rate Paid | APY* |
|---|---|---|---|
| Business Interest Checking | |||
| $0 – $2,499.99 | 0.00% | 0.00% | |
| $2,500 & Above | 0.02% | 0.02% | |
| Business Gold Money Market | |||
| $0 – $999.99 | 0.00% | 0.00% | |
| $1,000 – $2,499.99 | 0.05% | 0.05% | |
| $2,500 – $24,999.99 | 0.08% | 0.08% | |
| $25,000 – $99,999.99 | 0.08% | 0.08% | |
| $100,000 – $249,999.99 | 0.15% | 0.15% | |
| $250,000 & Above | 0.15% | 0.15% |
Business Savings Rates
Rates Effective: 5/18/2025
| Product | Interest Rate Paid | APY* |
|---|---|---|
| Business Statement Savings | 0.04% | 0.04% |
*APY=Annual Percentage Yield. Fees may reduce earnings. Rates are subject to change without notice. To obtain current information, please call 908-459-4121.
CDs and IRAs
Promotional Certificates of Deposit
| Product | Interest Rate Paid | APY* |
|---|---|---|
| 13 Month CD Special1 | 0.30% | 0.30% |
| 23 Month CD Special1 | 0.30% | 0.30% |
Certificates of Deposit
| Product | Interest Rate Paid | APY1 |
|---|---|---|
| 3 Month | 0.05% | 0.05% |
| 6 Month | 0.15% | 0.15% |
| 12 Month | 0.15% | 0.15% |
| 18 Month | 0.25% | 0.25% |
| 24 Month | 0.20% | 0.20% |
| 30 Month | 0.40% | 0.40% |
| 36 Month | 1.00% | 1.00% |
| 36 Month Risk-Free 1 | 0.95% | 0.95% |
| 48 Month | 0.60% | 0.60% |
| 48 Month Risk-Free 1 | 0.55% | 0.55% |
| 60 Month | 0.60% | 0.60% |
| 60 Month Risk-Free 1 | 0.55% | 0.55% |
1Minimum deposit at account opening may apply. Statement fee may apply. Currently, applications for new accounts can only be accepted from business owners who are available to visit a branch location to complete the process.
Individual Retirement Accounts
Rates Effective: 5/18/2025
| Product | Interest Rate Paid | APY* |
|---|---|---|
| IRA Savings | 0.10% | 0.10% |
*APY=Annual Percentage Yield. Fees may reduce earnings. Rates are subject to change without notice. To obtain current information, please call 908-459-4121.
1 $2,500 minimum deposit required to open and earn APY. Early withdrawal penalties may be imposed.
2 $2,500 minimum deposit required to open and earn APY. New money only. You may withdraw up to 50% of your total deposit once during the lifetime of the CD, penalty free, except within 6 days after the date deposit. Penalties for each additional withdrawal will be incurred.