Checking and Savings
Business Rates
Select a section:
Business Checking Rates
Rates Effective: 5/12/2025
Product | Balance | Interest Rate Paid | APY* |
---|---|---|---|
Business Interest Checking | |||
$0 – $2,499.99 | 0.00% | 0.00% | |
$2,500 & Above | 0.02% | 0.02% | |
Business Gold Money Market | |||
$0 – $999.99 | 0.00% | 0.00% | |
$1,000 – $2,499.99 | 0.05% | 0.05% | |
$2,500 – $24,999.99 | 0.08% | 0.08% | |
$25,000 – $99,999.99 | 0.08% | 0.08% | |
$100,000 – $249,999.99 | 0.15% | 0.15% | |
$250,000 & Above | 0.15% | 0.15% |
Business Savings Rates
Rates Effective: 5/12/2025
Product | Interest Rate Paid | APY* |
---|---|---|
Business Statement Savings | 0.04% | 0.04% |
*APY=Annual Percentage Yield. Fees may reduce earnings. Rates are subject to change without notice. To obtain current information, please call 908-459-4121.
CDs and IRAs
Promotional Certificates of Deposit
Product | Interest Rate Paid | APY* |
---|---|---|
13 Month CD Special1 | 0.30% | 0.30% |
23 Month CD Special1 | 0.30% | 0.30% |
Certificates of Deposit
Product | Interest Rate Paid | APY1 |
---|---|---|
3 Month | 0.05% | 0.05% |
6 Month | 0.15% | 0.15% |
12 Month | 0.15% | 0.15% |
18 Month | 0.25% | 0.25% |
24 Month | 0.20% | 0.20% |
30 Month | 0.40% | 0.40% |
36 Month | 1.00% | 1.00% |
36 Month Risk-Free 1 | 0.95% | 0.95% |
48 Month | 0.60% | 0.60% |
48 Month Risk-Free 1 | 0.55% | 0.55% |
60 Month | 0.60% | 0.60% |
60 Month Risk-Free 1 | 0.55% | 0.55% |
1Minimum deposit at account opening may apply. Statement fee may apply. Currently, applications for new accounts can only be accepted from business owners who are available to visit a branch location to complete the process.
Individual Retirement Accounts
Rates Effective: 5/12/2025
Product | Interest Rate Paid | APY* |
---|---|---|
IRA Savings | 0.10% | 0.10% |
*APY=Annual Percentage Yield. Fees may reduce earnings. Rates are subject to change without notice. To obtain current information, please call 908-459-4121.
1 $2,500 minimum deposit required to open and earn APY. Early withdrawal penalties may be imposed.
2 $2,500 minimum deposit required to open and earn APY. New money only. You may withdraw up to 50% of your total deposit once during the lifetime of the CD, penalty free, except within 6 days after the date deposit. Penalties for each additional withdrawal will be incurred.