IntraFI Network Deposits


  • Multi-million dollar FDIC insurance coverage
  • All deposits managed through a single relationship
  • One interest rate, one regular statement
  • Flexible maturity periods available
  • Annual tax statement consolidated in one report

There are few guarantees in life, but when you choose First Hope as your financial partner, you are guaranteed the 100% protection of your IntraFi Network deposits with FDIC insurance. IntraFi Network deposits give you access to FDIC protection on multi-million dollar CD investments through First Hope Bank. With this effortless solution, you can cut down on man-hours usually needed to manage multiple relationships and enjoy streamlined statements and tax reporting all through one complete relationship.

How It Works:

First Hope Bank is a member of a special network. When you place a large amount with us, we place your funds into deposits issued by other banks in the same network—in increments of less than $250,000—so that both principal and interest are eligible for complete FDIC protection. As a result, you can receive coverage from many banks while working with just one.

These exchanges, which occur on a dollar-for-dollar basis, can bring the full amount of your original deposit back to our bank. As a result, we can make the full amount of your deposit available for community lending purposes.**

Minimum deposit at account opening may apply. Statement fee may apply. Currently, applications for new accounts can only be accepted from individuals who are available to visit a branch location to complete the process.
**This benefit applies to some, but not all types of Intra-Fi Network Deposits transactions. Let us know if this benefit is important to you, so that we can explain the relevant terms and conditions in more detail.

CDARS is a registered service mark of IntraFi Network LLC