*APY=Annual Percentage Yield. Rates are subject to change after account is opened. “Monthly Qualification Cycle” is the period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Rewards are earned only if requirements and qualifications are met each monthly qualification cycle. Qualifying transactions must post and settle during qualification cycle. Transactions may take one or more banking days from the date of transaction to post and settle. ATM transactions do not qualify as debit card transactions. When requirements and qualifications are met in Kasasa Cash®: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($5 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 will earn an APY of 1.00%; and (3) balances over $10,000 will earn an interest rate of 0.25% on the portion of the balance over $10,000, resulting in an APY range of 1.00% – 0.32% depending on the balance. If qualifications are not met on Kasasa Cash®, all balances will earn and APY of 0.02%. The advertised Kasasa Cash® APY is based on compounding interest. Interest earned may be less than advertised APY. If requirements and qualifications are not met, we reserve the right to convert your account with proper notice. Fees may reduce earnings. Limit one account per Social Security Number. Personal accounts only. Minimum deposit at account opening may apply. Member FDIC. Contact a First Hope Bank associate for more information.
“When the news of the PPP was announced, I contacted the two local banks I did business with. The first bank told me not to bother applying because I didn’t have a business relationship with them. I then contacted First Hope, I worked with Deena Smith who was amazing. With limited information from the SBA, Deena kept me abreast of the requirements which seemed to be change by the minute. The communication from Deena and First Hope was second to none, they were emailing and responding to emails 7 days a week. We submitted our application and within two weeks our loan was approved and funded – 14 days from start to finish! I have used First Hope for my business accounts since 2011. They always go above and beyond and provide exceptional service. I can’t thank First Hope and Deena Smith enough for their professionalism and efficiency.”
