KIDS Account


  • Competitive interest earned on entire balance
  • No minimum balance requirement
  • No monthly service charge
  • Available to any child under 18 years of age

Kids will be kids, but not forever.

As your neighborhood bank, we want to help young savers learn about the value of saving money right from the get go. Together you can watch as the benefits flourish and grow throughout their adolescence with the help of the Kids Account. 

Minimum deposit at account opening may apply. Statement fee may apply.

Kasasa Cash Rates

Kasasa Cash Rates
Minimum Balance to Earn APYAPY
Balances up to $10,000*1.00%
Balances over $10,000*1.00%-0.32%

*APY=Annual Percentage Yield. Rates are subject to change after account is opened. “Monthly Qualification Cycle” is the period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Rewards are earned only if requirements and qualifications are met each monthly qualification cycle. Qualifying transactions must post and settle during qualification cycle. Transactions may take one or more banking days from the date of transaction to post and settle. ATM transactions do not qualify as debit card transactions. When requirements and qualifications are met in Kasasa Cash®: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($5 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 will earn an APY of 1.00%; and (3) balances over $10,000 will earn an interest rate of 0.25% on the portion of the balance over $10,000, resulting in an APY range of 1.00% – 0.32% depending on the balance. If qualifications are not met on Kasasa Cash®, all balances will earn and APY of 0.02%. The advertised Kasasa Cash® APY is based on compounding interest. Interest earned may be less than advertised APY. If requirements and qualifications are not met, we reserve the right to convert your account with proper notice. Fees may reduce earnings. Limit one account per Social Security Number. Personal accounts only. Minimum deposit at account opening may apply. Member FDIC. Contact a First Hope Bank associate for more information.

Additional Resources

Student Checking

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