Retirement Accounts

The best investment is always yourself

The best investment is always yourself

Saving for your future should be easy, and with First Hope, it is! We offer both Traditional IRAs and Roth IRAs, with no maintenance fees and no minimum to open! Start saving for your future early, and gain tax advantages while securing your financial future. 

Individual Retirement Accounts

Rates Effective: 12/21/2024

ProductInterest Rate PaidAPY*
IRA Savings0.10%0.10%

*APY=Annual Percentage Yield. Fees may reduce earnings. Rates are subject to change without notice. To obtain current information, please call 908-459-4121.

1 $2,500 minimum deposit required to open and earn APY. Early withdrawal penalties may be imposed.

2 $2,500 minimum deposit required to open and earn APY. New money only. You may withdraw up to 50% of your total deposit once during the lifetime of the CD, penalty free, except within 6 days after the date deposit. Penalties for each additional withdrawal will be incurred.